Compounded Return

What it means: The total growth when your past gains start earning their own gains.

In plain terms: "Interest on your interest."

Example: $100 gains 10% ($110). Next year, that $110 gains 10% ($121). That extra $1 is the result of compounding.

• Bonds: The slow-and-steady engine of wealth preservation.
• Equities: The primary driver of retirement wealth over long decades.
• Crypto: Hyper-accelerated through native staking, lending, and yield farming protocols.

How to use it: This rewards patience. The longer you hold and reinvest, the more "vertical" your wealth growth becomes.